2022 Character Creation Challenge Day 5 - Tom Singer, Rats in the Wall RPG

For todays Character Creation Challenge I am going to create Tom Singer, the other half the duo Singer and Sixpence, (Sixpence Berrycloth was created yesterday), for the RPG Rats in The Wall, a little Cthulhu-esc RPG which I intend to play a game or two starting very soon.
I started an adventure with Tom and Sixpence a while back but I got a little stuck as at that time, I had no rules and found it impossible to run properly without, I still have the opening scene though so I will pick up from where I left off , (I have copied the opening part of the adventure from the original post and pasted it below for anyone who may be mildly interested). 
I don't have a picture of Tom but here is a good photo of their Austin 7 Tourer, lovely little motor.

NAME : Lieutenant Tom Singer

BRAWN : 1
DEXTERITY : 1
VIOLENCE : 0
WITS 2
WILLPOWER : 1

HIT POINTS : 11
SANITY POINTS : 11 
EQUIPMENT :  Binoculars, Magnifying Glass, Revolver 1d6 damage

Tom is a retired ex-army Lieutenant, Haunted by some of the things he has seen and done  (sanity point loss is reduced by 1 and he can chose when it is his combat turn)

LANGUAGES : English

The year is 1936, Tom, having spent 16 years in the army has decided to call hit a day and retire, moving back to England with Sixpence Berrycloth whom he met in India whilst on service there . They are about to marry and set up home in Rural North Yorkshire where Sixpence opened herself a doctors practice.  

The couple have bought themselves a little Austin 7 Tourer and are now driving to their new home.

The strange goings on at Twixton Bewely

In the beginning, 

Tom Singer and his fiancée Sixpence Berrycloth are travelling in their new(ish) blue Austin 7 Tourer down a winding, narrow country lane towards the quaint village of  Twixton Bewely.

Question - What time of day is it?

I go to randomthings.com, it gives me the time of 5:16pm, 

okay, so its early evening then.

Whilst I am on randomthings.com, I ask for two random verbs from their random verb generator, I get 'Charge' and 'Decay', interesting, I can use those words to help get this scene moving.

As you round a blind corner a speeding Roadster is charging towards you and showing no sign of slowing down or getting out of your way.

Question - Can we get out of the way of the oncoming car?

Roll 1d6 and consult the Oracle,   I roll a 4 which gives me 'Yes- but'.

You swerve off the road on to the grass verge to avoid being hit by the speeding roadster, and narrowly miss hitting a stone wall , your engine stalls and the Austin judders to a halt.  The stone wall marks the boundary between the road and an old decaying manor house.

Question - Are we both okay?

Roll 1d6 and consult the Oracle, another roll of 4 'Yes-but'

No injuries but you are both a little shaken by the experience.

Okay - We will rest a few minutes. Sixpence is a medical doctor so she will be able to check we are good to continue our journey.

Question - Any sign of the speeding car?

Another Oracle Roll, a 3 gives the answer -'No, but'.

The Roadster is long gone but you did observe it to be a red Riley two seater.

Tom - "A Riley, someone with a bit of money must own that"

Sixpence - "Its getting late Tom, lets go into the village and see if there is anywhere we can get something eat, maybe somewhere to stay overnight, I think we should get some rest before we continue". 

Tom - "Good idea, someone in the village may know who owns that Riley, there can't be  many cars like that about".

Question - Does the Austin start okay?

Roll on the Oracle - a 5 which gives the answer 'Yes'.

You start the car and make your way towards Twixton Bewely

Adventure On!